Entries by kingsgateinsur

Proactive Workers’ Compensation Claim Mitigation Strategies: Safeguarding Your Workforce and Business

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In any workplace, ensuring the safety and well-being of employees is paramount. Despite meticulous safety protocols, accidents can still occur, leading to workers’ compensation claims. However, proactive measures can significantly mitigate the risks associated with such claims, safeguarding both employees and the business. Let’s delve into some effective strategies to proactively manage workers’ compensation claims. […]

Why every business owner should regularly contact their insurance agent

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As a business owner, you juggle countless responsibilities to ensure the success and longevity of your business. Often, new opportunities or ideas come up and are implemented at organizations without anyone considering the insurance implications. Having the right insurance coverage in place is crucial to protect your business from potential losses. Maintaining regular communication with […]

Crop Insurance 101: Conservation Compliance

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Conservation compliance aims to protect soil and water resources by ensuring that conservation measures are applied to sensitive lands. Compliance is a condition for participating in most FSA and NRCS programs, thereby encouraging sustainable agricultural practices and the protection of natural resources. The Food Security Act of 1985, as amended, requires producers to file a […]

Tips for Maintaining Your Attic

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When you clean your home, there is one very important part you are most likely forgetting—the attic. Even if your attic is not lived in like the other rooms in your home, it is still important to make sure you are regularly maintaining it. Problems in the attic can lead to other issues, so it […]

5 Safety Tips for the Summer

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The summer is a great time for everyone, but no one enjoys summer quite the way kids do—no school, plenty of free time out in the sun playing with friends, spending weeks at camp making new friends, or keeping the summer heat away with some fun in the water. But as all parents know, with […]

Crop Insurance 101: Replant Coverage Explained

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REPLANT REMINDERS(may vary – check with your agent) Notify the company and obtain authorization BEFORE destroying initially planted acreage and replanting the same crop. Eligibility:-Replanted acreage must not have been originally planted before the earliest planting date.-Must consist of at least 20 acres or 20% of the insured planted acreage.-Crop damage must be severe enough […]

Crop Insurance 101: Prevented Planting

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Prevented planting occurs when producers are unable to plant their insured crop by the final planting date specified in their insurance policy or during any applicable late planting period due to a covered cause of loss, such as adverse weather conditions like excessive rainfall or drought. In such cases, prevented planting payments are made to […]

Home Repairs That Can’t Wait

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Many homeowners experience the reality of a growing to-do list without the time or resources to get everything done. As issues pop up, we are faced with deciding whether to act right away or add the project to a list of things to fix later. Our decision on what can wait and what must be […]

Post-storm responsibilities for building owners and landlords

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If you own a small business, thunderstorms and other natural disasters can cause significant disruptions. If you lease or own a building, do you know who’s responsible for repairing the damage after a storm occurs? Knowing this ahead of time can ease the recovery process. The lease language can dictate whether the tenant or landlord […]