Entries by kingsgateinsur

The Importance of Data Backup and Recovery Plans for Businesses

In modern businesses, data is central to operations, customer management and decision-making. It is so integral to organizations that data loss from events like cyberattacks, hardware failures, failed cloud synchronizations, natural disasters and human errors can lead to significant disruptions, financial losses and compliance issues. Data loss events can also erode client trust and even […]

What is Extended Non-Owned Coverage and Why Should You Have It?

The Extended Non-Owned Coverage endorsement expands liability and medical payments coverage for individuals using vehicles furnished or regularly available for their use. This is commonly used for individuals provided a vehicle by their employer. This endorsement modifies standard exclusions and provides specific protections on an excess basis. The endorsement schedule outlines that this coverage applies […]

7 Lifestyle Tips To Stay Healthy During Flu Season

On average, 8% of the country’s population gets infected and develops influenza (flu) symptoms each year, according to the U.S. Centers for Disease Control and Prevention (CDC). While viruses can live year-round, flu activity tends to rise in October and peak between December and February. This article highlights habits and preventive tips for staying healthy […]

Cyber Liability: Understanding Cybercriminals: Motivations, Methods and Protection Strategies

Cyberattacks can impact a company in numerous ways. They can create significant financial losses through fines, lawsuits and business interruptions, and they can cause reputational damage as clients and stakeholders lose trust in the organization. As technology evolves, cybercriminals are able to conduct more sophisticated attacks. However, understanding different types of cybercriminals’ motives and methods […]

Preparing for the Fall and Winter Virus Season

During the fall and winter months, respiratory viruses tend to spread more widely. Before the COVID-19 pandemic, influenza (flu) and respiratory syncytial virus (RSV) were the main causes of severe respiratory disease during these times of year. Although some people have mild symptoms when they catch the flu or RSV, others get sick enough to […]

Debunking Myths About Renters Insurance

Renters insurance is often misunderstood, and many people hold misconceptions that prevent them from obtaining this essential coverage. Let’s debunk some of the most common myths about renters insurance to help you make an informed decision. Myth 1: Renters Insurance is Too Expensive Reality: Renters insurance is one of the most affordable types of insurance. […]

Essential Insurance Coverage for Fire Departments

Fire departments play a significant role in ensuring the safety of a community. Not only do firefighters risk their lives to save people, pets and belongings, but they also provide valuable services and educational programming. Yet, these responsibilities come with risks that can threaten employee health and safety, the environment, department finances and operations. To […]