Content written by Chelsea Heatheringtong, Kingsgate Insurance Farm & AG Specialist. Insurance Perspective on Cover Cropping: What current discounts are available for cover crop use? Crop insurance premium support is a benefit available to qualifying cover crops. During the 2022 crop year the premium support was $5 per acre. In September Mike Naig, the Iowa […]
Business liability insurance protects your business (and you personally) against formal lawsuits or third-party claims. This type of insurance will also cover any legal expenses related to your legal defense. For example, business liability insurance protects your company’s assets if: Someone gets hurt on company property You or someone you employ causes property damage or […]
Thanksgiving is a great opportunity to enjoy time with family and friends. However, cluttered counter tops, multiple cooking stations, and commotion can lead to holiday fires. Between 2017 and 2019 an average of 2,300 residential fires were reported to U.S. fire departments on Thanksgiving Day. Here are some things to keep in mind. Common causes […]
The pressure is on for cooks of a Thanksgiving feast. Guests might overlook the poorly executed sweet potatoes. They might even hold off on panning the over-seasoned, soggy stuffing. But, cook the turkey wrong and your dinner table will deflate faster than the Snoopy balloon after the Macy’s Thanksgiving Day Parade. However, with some careful […]
Are you prepared to fight a fire? It’s no secret that the entire state of Iowa suffered abnormally dry conditions this year. A drought-stricken environment adds fuel to the fire if your equipment gets hot. Kingsgate Insurance teamed up with Iowa Fire Control to cover the basics of fire safety on the farm. Learn more […]
Life insurance is one of those touchy topics. No one relishes thinking about their own death. And when you mix death and finances together in one conversation? Well, let’s just say that’s one chat most people would rather sidestep. And indeed, they do—sometimes for much longer than they should. Most financial advisors view life insurance as […]
What makes safe drivers stay safe on the road? The obvious answer is that these drivers obey the rules of the road—they stay within the speed limit, wear a seatbelt, don’t attempt to pass in no-passing zones, don’t drink and drive, and they turn off their phones. Of course, these practices are critical to staying […]
When the weather starts to cool down, it’s time to start preparing for winter. Important and easily forgettable jobs are draining and disconnecting your hoses and winterizing your outdoor faucets (hose bibs). Properly maintaining your outdoor faucets can prevent them from freezing. If your hose bibs were to freeze, it can cause damage to the pipe […]
The moves made by the Fed have poured icy water on the once scalding housing market, freezing prices or in some cases even lowering them. So that means your home is insured for the right amount and you can stop worrying, right? Sadly, no. Insurance deals with home value— otherwise known as reconstruction cost. And […]
How do I recover from drought conditions on haying and grazing ground? This is a big question after a dry year. An optional remedy is Pasture, Rangeland, and Forage insurance (PRF), a policy that covers a lack of rain fall. Kingsgate’s Chelsea Heatherington sat down with Rain and Hail’s Adam Powers to answer PRF frequently […]
