Entries by kingsgateinsur

Did you know Amazon Pharmacy is an option?

In November 2020 Amazon launched Amazon Pharmacy to reduce obstacles for obtaining medications. This is a full service pharmacy with a wide variety of medications at affordable prices.Earlier this year, Amazon announced their new Rx subscription service called RxPass.For only $5 a month, users have access to generic medications to treat over 80 common health […]

How marriage impacts insurance coverage

If your child is getting married, you know how much time, effort, and money are involved in planning a wedding. From invites to menu selections there’s always something to do. When the wedding day is over, you may feel relieved and think everything has been taken care of; they’re finally on their own. What may […]

Policy spotlight: Employment Practices Liability Insurance

In the last couple of decades, workplace conduct standards have changed for the better. Employees have the protection of federal and state laws that prohibit harassment and discrimination in the workplace. Stories of expensive lawsuits filed by employees or groups of employees against companies to hold managers and other executives accountable are often reported in […]

Cybersecurity: Employee social media use

As a small business owner, you’ve done your due diligence regarding cybersecurity at your organization. You’ve updated your devices and ensured employees are trained on phishing attacks. Your data is backed up, you and your employees use strong passwords, and you have a plan for a ransomware attack. You’ve even purchased Cyber Liability insurance just in case […]

Construction equipment tracking and maintenance

One challenge facing every contractor is keeping track of tools and equipment. With many jobsites, different types and brands of equipment, and multiple employees utilizing all these tools, it can be hard to keep track of where everything is. It’s important for contactors to have a system of tracking tools and equipment to prevent theft […]

Tips for getting organized in the new year

With a new year comes exciting new challenges and adventures. Starting 2023 off as organized as possible will help set the tone for your family’s lifestyle going forward. As you begin to address many different aspects of your life, it’s important to find a system that works for your family’s dynamic. If you intend to […]

Special coverage for jewelry and other valuables

To adequately insure high value items, consider a floater A standard homeowners policy includes coverage for jewelry and other precious items such as watches and furs. These items are covered for losses caused by all the perils included in your policy such as fire, windstorm, theft and vandalism. However, there are special limits of liability […]

Employee handbooks: how to protect your small business

Most bigger businesses and organizations have large human resources departments and utilize many resources to ensure they have best practices in place regarding their employment policies. But this important piece of the successful business puzzle is often overlooked by small organizations with limited resources. Owners and operators of small businesses may see their employees as […]

Crop Insurance 101: Individual Plans

Individual Plans are based on individual yield loss and, in some plans, a decline in price, due to a wide range of perils. Below are popular MPCI individual plans available for Iowa corn and soybean farmers. Revenue Protection (RP) Insure against revenue loss due to an increase or decrease in yield and/or price with RP. […]