The trucking industry consists of businesses that leverage large commercial motor vehicles (CMVs) to transport various types of cargo (e.g., raw materials, product components and finished goods) over specified routes. This sector plays an essential role in the U.S. economy by moving mass amounts of freight and supporting supply chains across industry lines. According to […]
What you need to know if you work from home Whether you’re running a part-time, seasonal or full-time business from your home, you’ll want to carefully consider your risks and insurance needs. Starting a business—even at home—can be a challenging venture, and having the right insurance can provide a financial safety net and peace of […]
The construction industry consists of companies that construct, maintain and repair buildings and other structures (e.g., roads, bridges and utility systems). This sector plays a vital role in the U.S. economy by keeping residential areas, commercial facilities and local infrastructure in good condition, thus supporting the safety and welfare of communities across the nation. In […]
Golf carts have become a popular mode of transportation within gated communities, tourist destinations, and campgrounds. They often share the roads with automobiles or use a combination of roads and special cart paths. Depending on how you use your golf cart and the state you live in, you may be required to have liability coverage. […]
Lawsuits are becoming more and more prevalent in the world we live in today. Making sure your team is protecting themselves from litigation has never been more important. When situations do arise, it is of utmost importance to make sure you are protected. Here are some things that you can do today, to make sure […]
The ideal time to get ready for a snowstorm is long before one is in the forecast. Winter storms can bring cold temperatures, icy roads, power failures and a loss of communication services. Such conditions bring safety challenges, so you’ll want to plan ahead. Here are some tips to help prepare your home, loved ones, […]
Close your eyes and picture—wait, I guess that would make it hard to read—don’t close your eyes. Instead, picture this. You return from a nice seven-day trip feeling relaxed and refreshed. But then you walk into your house, and it’s a mess. The sink is full of dishes, you have clothes all over your floor […]
The manufacturing sector consists of businesses that utilize raw materials to generate finished products. Due to the range of items this industry plays a role in producing (e.g., food and beverages, textiles, apparel, wood products, chemicals, plastics, metals, electronics, machinery and furniture), it contributes significantly to the overall economy. Further, this sector has experienced considerable […]
Each year, the Occupational Safety and Health Administration (OSHA) requires certain employers to submit information from their OSHA Form 300A electronically. Affected employers must submit their reports using OSHA’sInjury Tracking Application (ITA). Affected establishments include:Establishments with 250 or more employees, if they are already required to create and maintain OSHA records; andEstablishments with between 20 […]
If you have never been in an auto accident, you might not be sure of the exact steps to take if you ever are faced with the unfortunate scenario. Below is a list of steps that you should keep in mind on what to do if you get into an accident. 1. Do not leave […]
