If you want to add some additional living space to your existing home, finishing your basement is a great way to do so. If you recently purchased a newly-built home, some of the work may have already been started. Studded walls may be up, and your basement may even include plumbing for a future bathroom. […]
Has anyone visiting your home ever asked, “Do you have a USB so I can charge my phone?” Or is your family constantly bickering about who gets to charge their device next? In today’s world, both situations are common. It certainly would be convenient to have an easily accessible USB outlet or two, not only […]
Homeowners insurance continues to be one of the essential types of coverage acquired and maintained by Americans in 2023. However, while these policies may be integral components of homeowners’ insurance portfolios, being common should not be mistaken for uncomplicated. Prospective and current policyholders should remain apprised of recent economic patterns and relevant industry trends to […]
Policies written specifically for hail risk are called Crop-Hail Insurance policies. These programs are designed to cover gaps left by Multi-Peril Crop Insurance (MPCI). Learn more about MPCI here. Crop-Hail insurance provides coverage to crops on a per acre basis. Though the primary peril insured against in Crop-Hail insurance is hail, coverage can be added […]
Are you confused by the term deductible? A deductible on a homeowners, condo, or renters policy is important as it helps policyholders cover losses affordably. Here’s how it works. How an insurance policy deductible works for you The deductible on an insurance policy is the sum of money a policyholder must pay before your insurance […]
To help minimize growing inflation concerns that have spanned across industry lines over the past few years, the Federal Reserve (Fed) has steadily been hiking up interest rates. Economic experts predict the Fed’s efforts will eventually pay off in 2023, with inflation issues subsiding throughout the year. Yet, some experts have forecasted that rising interest […]
Traveling with your family is a great way to create memories that’ll last a lifetime. Whether traveling to a new destination or a favorite family destination, planning for each trip is important. Unfortunately, planning doesn’t prevent your luggage from being lost. For my family there’s always a sigh of relief when we see our luggage […]
Auto rates increased an average of 9% for drivers in 2022, with 1 in 5 US drivers reporting multiple auto rate increases over the 12-month period, according to Insurify. Unfortunately for drivers and auto insurance consumers, these rate increases are expected to continue in 2023. More accidents, rising medical and litigation costs, more frequent and […]
Insurance premiums can be one of the bigger expenses for any tree trimming business. In addition, insurance carriers are becoming more cautious with the risks they write. Tree trimmers with high frequency and severity of claims will feel the greatest impact of the hardening market. With the insurance marketplace firming up this year, companies have […]
Whether you’re in the market for your first home or you’re a seasoned home buyer, one key element you need to keep in mind is insuring your new investment. Particularly for first-time home buyers, mapping out the home-buying process can help to make the experience go a little more smoothly. This includes making sure you’ve […]
