Each year, Arbor Day is celebrated by families and organizations alike. The purpose of Arbor Day is to recognize the important role trees play in our lives and world. Planting trees not only adds beauty to our neighborhoods and city streets, but it’s also an important act of sustainability, especially if an area has been […]
When it comes to insuring your business vehicles, understanding the nuances of coverage can be a daunting task. Many business owners may opt to insure their business vehicles on a personal lines auto policy, believing that it is sufficient to cover their needs. However, this decision can lead to a myriad of insurance coverage problems, […]
Now that spring’s here, it’s time to give your home a post-winter scrub down. While it feels great opening the windows and letting the fresh air in, there’s much more work to do. Besides your regular house cleaning, here are some things that often get overlooked or forgotten. 1. Carpet. In our home, my wife and […]
Almost every state across the nation has some kind of law on texting while driving. Drivers know texting in the car isn’t safe and can lead to fines or jail time if they’re caught, but many have continued to do so. But they’re not fooling anyone as it’s easy to spot. Police Bird’s-Eye View Police […]
The USDA’s Risk Management Agency (RMA) will expand the availability of Margin Protection (MP) for 2024 crops to add 1,255 counties for soybeans and 1,729 counties for corn in the U.S. There were 1.7 million acres of corn and 1 million acres of soybeans with MP coverage in the 2022 crop year. Continue to read […]
Having a lapse in coverage means that you do not have financial protection if you get into an auto accident. If you’ve missed a payment by a few days. If you’ve only missed the payment by a few days, you likely can reinstate your policy without a lapse in coverage or other serious consequences, as […]
Deciphering loan contracts and insurance policies can be difficult, and figuring out the difference between loan amounts and insured amounts can be complicated. However, understanding the difference is critical in obtaining the right protection. Here’s what you need to know. Loan Versus Insured Amount The term “loan amount” refers to the amount of money you […]
Depending on where you live, spring may have sprung. For some of us in the Midwest, we’re still waiting. No matter where you live, weather can cause damage to your home. Here are some areas to examine on your home after a long, cold winter. Windows: In the winter, windows ideally keep the cold air out […]
Crop-Hail insurance, coverage against physical damage from hail, is available through a variety of private products. These policies provide coverage on an acre-by-acre basis which means damage to only one part of the field may be eligible for payment. Below are the highlights of some policies to consider. Crop-Fire Basic Hail Deductible Hail Companion Hail […]
