Entries by kingsgateinsur

Why It’s Beneficial to Increase Auto Liability Limits Above State Minimums

Auto liability insurance is a requirement in most states, including Iowa. It’s designed to protect drivers financially if they cause an accident that results in bodily injury or property damage to others. However, the state minimum requirements for liability insurance may not be enough to provide adequate coverage in some situations. In this blog post, […]

Why Business Owners Can’t Afford to Overlook Ordinance or Law Coverage

Understanding Coverage A, B, and C and the Value They Bring to Your Commercial Insurance Policy As a business owner, you are always looking for ways to protect your investment and ensure the long-term stability of your enterprise. While a standard commercial insurance policy may seem like enough, it’s crucial to be aware of the […]

Understanding the Importance of Disability Benefits

Over the last few years, employers have been expanding their voluntary benefits offerings as a way to address their employees’ needs and improve overall attraction and retention efforts. While voluntary benefits have become increasingly important to employees as they deal with challenges and increased financial pressures due to record-high inflation and the lingering impacts of […]

April Is Distracted Driving Awareness Month

The National Safety Council recognizes April as Distracted Driving Awareness Month. This event is intended to raise awareness about the dangers of distracted driving and encourage motorists like you to minimize potential distractions behind the wheel. Review the following article for more information on distracted driving and ways you can help prevent it. Distracted Driving […]

The Perils of Insuring Your Business Auto on a Personal Lines Auto Policy

When it comes to insuring your business vehicles, understanding the nuances of coverage can be a daunting task. Many business owners may opt to insure their business vehicles on a personal lines auto policy, believing that it is sufficient to cover their needs. However, this decision can lead to a myriad of insurance coverage problems, […]