Entries by kingsgateinsur

Preventing accidents at work by staying awake and alert

All employees have lives outside of their workplaces that can result in them not getting enough sleep. Children or other family obligations, evening activities, or insomnia can result in an employee not being fully rested at work. A 2018 survey by the National Safety Council found that 69% of workers reported being fatigued at work. For office […]

What is a copay and when does it come into play?

A copay, short for copayment, is a fixed amount of money that individuals are required to payout-of-pocket for certain services or prescriptions. A copay is a form of cost-sharing betweenthe patient and their insurance provider. The amount varies depending on the specific services,such as doctor visits, specialist consultations, medications, or medical procedures. When do copayments […]

Farm Insurance 101: Who’s Covered?

When it comes to farm insurance, it’s important to grasp the different categories of insured individuals. Named Insureds These are the people or organizations who are issued an insurance policy. It could be an individual farmer, a partnership, a corporation, or any other legal entity related to the farm. The policy can have multiple named […]

15 safety tips to help you enjoy the Fourth of July

On July 4, 1776, the Declaration of Independence was approved by the Continental Congress. This great document declared our independence from Great Britain. Since then the Fourth of July has been a federal holiday, allowing us to enjoy time with our families, friends, neighbors, and pets. Common traditions include fireworks, barbeques, picnics, concerts, and ceremonies. […]

Farm Insurance 101: Navigating Farm Machinery Price Fluctuations

The farm equipment industry has faced significant pressure in recent years. Supply chain disruptions and inventory shortages due to the pandemic have led to soaring prices for used equipment. Inflationary pressures on raw materials like steel and petroleum products have also caused increased prices for new equipment and replacement parts. Farmers and industry professionals need […]

When is it time to replace your car battery?

There’s never a convenient time to learn your car battery is dead. Putting your key in the ignition or pushing the button and hearing nothing can cause an uncomfortable feeling. Extreme hot and cold temperatures both impact a battery’s performance. In cold weather, its capacity to hold a charge is reduced, which can make it […]

Non-monetary ways to keep employees engaged

The past few years have affected professionals in various ways, including how much they engage in their jobs. Engagement among adult employees in the United States has been declining; only 32% of employees were engaged in 2022, a drop from 36% two years prior. Around 18% of employees are also actively disengaged in their organizations. This causes […]