All employees have lives outside of their workplaces that can result in them not getting enough sleep. Children or other family obligations, evening activities, or insomnia can result in an employee not being fully rested at work. A 2018 survey by the National Safety Council found that 69% of workers reported being fatigued at work. For office […]
FORT DODGE, IOWA (August 24, 2023) – Independence works better together to raise the bar. In that spirit, Kingsgate Insurance Center of Fort Dodge was named the Iowa State Agency of the Year by Keystone Insurers Group (Keystone), the fourth largest insurance agency network. The award recognizes agencies within Keystone’s footprint that exemplify growth and […]
The leading cause of work-related fatalities to farmers and farm workers is transportation incidents, including tractor rollovers and roadway collisions. Innovation in farm equipment stands as one of the most significant changes in the agriculture landscape over this reporter’s four-decade career as a farm writer. From open-air tractors, pull-behind harvesters, and narrow tillage equipment, farm […]
When the weather turns cooler after the hot summer, many organizations plan fall festivals to celebrate the season. These events often include inflatables for children, food, games, live music, hayrides, and farm animals. While often a fun and exciting part of the season, if not properly run and staffed these festivals can create dangerous situations […]
Heading out to the pumpkin patch or apple orchard is a standard fall tradition for families. Many farm businesses rely on the seasonal business from these patrons. Hayrides, corn mazes, haunted forests or houses, playgrounds, food and drink services, animal petting areas, apple picking areas, and many other activities are often included in these experiences. […]
Margin Protection insurance is available again for 2024, & this year coverage has been expanded to include all 48 continental states for corn and many more areas for soybeans! Conceptually, Margin Protection isn’t that complex – it takes the Revenue Protection policy that we’ve been buying for 20+ years, and subtracts a cumulative input cost […]
Many organizations use volunteers in some capacity throughout the year. Whether it’s for a few larger fundraising events or ongoing in important roles in the company, volunteers can be a critical component for an organization’s success. It’s important to properly screen and vet volunteers as well as to provide them with adequate training. Organizations often wonder if […]
The excitement of purchasing a new car is a feeling like no other. The shiny exterior, the fresh scent of the interior, the new features, and the promise of countless adventures create a sense of anticipation that’s difficult to beat. But before you go to the dealership, you must research to be prepared. Things to […]
The Pasture, Rangeland, and Forage insurance (PRF) program is designed to cover losses caused by insufficient rainfall. Utilizing a rainfall index based on data from the National Oceanic and Atmospheric Administration (NOAA), coverage amounts are selected based on the expected precipitation during specific intervals. Customization is a key feature of the PRF program. Tailor a […]
Life is a beautiful journey filled with unpredictable twists and turns. While we cherish the moments of joy and success, it’s equally important to prepare for the unexpected challenges that may come our way. One of the most powerful tools for ensuring the financial well-being of your loved ones in times of uncertainty is life […]
