Heading out to the pumpkin patch or apple orchard is a standard fall tradition for families. Many farm businesses rely on the seasonal business from these patrons. Hayrides, corn mazes, haunted forests or houses, playgrounds, food and drink services, animal petting areas, apple picking areas, and many other activities are often included in these experiences. […]
Margin Protection insurance is available again for 2024, & this year coverage has been expanded to include all 48 continental states for corn and many more areas for soybeans! Conceptually, Margin Protection isn’t that complex – it takes the Revenue Protection policy that we’ve been buying for 20+ years, and subtracts a cumulative input cost […]
Many organizations use volunteers in some capacity throughout the year. Whether it’s for a few larger fundraising events or ongoing in important roles in the company, volunteers can be a critical component for an organization’s success. It’s important to properly screen and vet volunteers as well as to provide them with adequate training. Organizations often wonder if […]
The excitement of purchasing a new car is a feeling like no other. The shiny exterior, the fresh scent of the interior, the new features, and the promise of countless adventures create a sense of anticipation that’s difficult to beat. But before you go to the dealership, you must research to be prepared. Things to […]
The Pasture, Rangeland, and Forage insurance (PRF) program is designed to cover losses caused by insufficient rainfall. Utilizing a rainfall index based on data from the National Oceanic and Atmospheric Administration (NOAA), coverage amounts are selected based on the expected precipitation during specific intervals. Customization is a key feature of the PRF program. Tailor a […]
Life is a beautiful journey filled with unpredictable twists and turns. While we cherish the moments of joy and success, it’s equally important to prepare for the unexpected challenges that may come our way. One of the most powerful tools for ensuring the financial well-being of your loved ones in times of uncertainty is life […]
As cooler temperatures settle in, hiking may be on your bucket list for this fall. Hiking is a wonderful way to connect with nature, get some exercise, and clear your mind. Safety should always be a top priority, whether you’re a seasoned hiker or a beginner. In this blog, I’ll explore essential hiking safety tips […]
Weather and inflation are just two of many factors that may be impacting your insurance rate. Weather Events As of June 8, 2023, the United States had already witnessed 9 weather/climate disaster events that resulted in losses surpassing $1 billion each. These events consisted of 1 instance of flooding, 7 severe storm occurrences, and 1 […]
Taking on home improvement projects by yourself can be a great way to save money. However, it’s vital to identify which projects are better handled by professionals. Minor mistakes in your work can have terrible consequences, potentially resulting in voided warranties, severe damage to your home, or even injuries to yourself. Here are some home […]
In just a few short days, our children’s alarm clocks will be ringing and hectic school schedules will become a part of our routine. No matter your child’s age, the first day of school can cause anxiety for the entire family. Here are some things you can do to make the first day less stressful […]
