Entries by kingsgateinsur

Farm Insurance 101: Cyber Security on the Farm

A farm cyber security adversary is a malicious individual or group targeting agricultural systems. What are they looking for? What should we be concerned about? How to we mitigate our risk? It is important for farms to recognize the evolving nature of cyber threats and proactively invest in cybersecurity measures to protect their operations, data, […]

Essential tips for renting a storage unit like a pro

Whether you’re downsizing, decluttering, or moving your college student into a new apartment, finding the proper storage unit is essential. Here are some tips that’ll help you find the right one. 1. Ask questions regarding unit and property safety. Questions may include: Adequate security measures will help minimize the risk of theft or damage to […]

Farm Insurance 101: Risks to Consider before Custom Spraying

Before accepting a custom spraying job, there are several risks that one should understand and consider. It is recommended to consult with local agricultural authorities, extension services, and industry professionals to gain a comprehensive understanding of the specific risks associated with custom spraying in your state and take appropriate measures to mitigate those risks. To […]

Safeguarding Your Lawn and the Streets: Responsible Grass Clipping Disposal for Everyone

Maintaining a verdant, thriving lawn is a point of pride for homeowners, but the way you manage your lawn clippings can have far-reaching effects on both the environment and the safety of cyclists and motorcyclists. Disposing of grass clippings in the street might seem convenient, but it poses significant risks. In this blog post, we’ll […]

Back to school: childcare tracking procedures

The new school year is coming up quickly and childcare centers are working on plans to start the year off on a good note. Along with student schedules and classroom preparations, centers must establish and train staff on their child tracking procedures. Many centers provide care for children before and after the official school day […]

Health Insurance Networks – Explained

Health insurance networks are groups of doctors, hospitals, and other healthcare providers that have agreed to provide services to members of a particular health insurance plan. There are “in-network” providers as well as “out-of-network” providers. In-Network Providers have negotiated agreements with the insurance company to offer services at a certain rate.Out-of-Network Providers have not established […]

Farm Insurance 101: Margin Protection

Margin Protection (MP) coverage is designed to protect against unexpected decreases in operating margins and can be purchased annually for crops such as corn, rice, soybeans, and spring wheat in select states and counties. Here’s how it works: Expected Margin = Expected Revenue (Yield × Price) – Expected Costs An MP indemnity is paid if […]

Nine tips for parents to beat back-to-school stress

Another summer is ending. It’s hard to believe how fast it went by. I hope you’ve enjoyed time with your family and friends and found time to relax. Unfortunately, back-to-school time means chaotic schedules, congestion on roadways, and added stress. Depending on your children’s ages and their involvement in extracurricular activities, the chaos might have […]