Entries by kingsgateinsur

Bought a Drone? Here’s Why Insurance Should Be Your Next Step

So you’ve bought a drone, what’s next? Drone Exposures and Insurance: What You Need to Know Drones, also known as unmanned aerial vehicles (UAVs), are increasingly used for both recreational and commercial purposes. With their ability to inspect hard-to-reach areas, capture aerial footage, and perform tasks such as crop spraying, drones provide significant benefits. However, […]

Holiday Decoration Safety Tips for Homeowners

The festive season brings joy, warmth, and a chance to transform your home into a winter wonderland. However, amidst the excitement of decorating, it’s easy to overlook the potential safety hazards that come with certain holiday decorations. To help you enjoy a worry-free holiday, here are some essential tips for avoiding fire hazards and accidents […]

Avoiding Common Personal Insurance Gaps

Insurance plays a crucial role in your life’s financial security and stability. The various policies and coverages that make up your insurance portfolio can potentially ensure you’re able to endure accidents, natural disasters and unexpected circumstances that might otherwise incur devastating financial losses. These risks may be particularly prevalent for those who fail to identify […]

The Role of Coinsurance and Sublimits in Cyber Insurance

Cybercriminals increasingly use sophisticated methods to infiltrate businesses’ computer systems and networks, putting sensitive data and personally identifiable information at risk. With cyberthreats evolving in scope and complexity, businesses of all sizes and industries face potentially devastating financial and reputational damages. To manage these risks, leaders should adopt robust cyber defenses and follow cyber hygiene […]

What a Condo Insurance Policy Covers

Condo insurance is a specific policy for condo unit owners. It is like homeowners insurance but has some nuances that are essential to understand. Whether you’re a first-time condo owner or want to learn more about how to protect your investment financially, it’s essential to understand what condo insurance has to offer. What a Condo […]

Navigating Fall Crop Insurance Claims: What To Expect

When filing a Multi-Peril Crop Insurance (MPCI) claim in the fall, farmers can expect a detailed and structured process designed to evaluate their losses and determine compensation. Here’s what typically happens: 1. Prompt Loss Reporting: 2. Documentation and Record-Keeping: 3. Inspection by Adjuster: 4. Loss Calculation and Determination: 5. Finalizing the Claim: 6. Receiving the […]