A Crop-Fire policy is a type of crop insurance policy that provides coverage for damage to crops caused by fire. Here are some of the characteristics of a Crop-Fire policy: It’s important to note that Crop-Fire policies may not provide coverage for all types of damage to crops, such as damage caused by weather events […]
Spring is the season of growth and renewal, an opportunity to rediscover and prioritize the best version of yourself. Self-care in the spring involves embracing the energy of the season and adopting habits that promote vitality and inner balance—practices that are key to maintaining robust physical, emotional and mental well-being. Self-care is about taking care […]
Commercial property insurance is an essential form of coverage for any organization. Such a policy can provide much-needed financial protection if an organization’s commercial building or its contents are damaged or destroyed by covered perils (e.g., fire, theft, vandalism, wind and lightning). Specifically, this coverage can help reimburse property repair or replacement expenses when these […]
A Production Hail Plan is a type of crop-hail insurance policy that provides coverage based on the actual yield or production of the insured crop, rather than the value of the crop. Here are some of the characteristics of a Production Hail Plan: It’s important to note that Production Hail Plans may not provide coverage […]
Warm spring days are a nice preview of what’s to come as we approach summer. However, spring weather is also very unpredictable. Temperatures fluctuate between warm and cool. A stretch of nice sunny days can be followed by wet stormy days. Lightning, wind, rain, and hail can cause damage to your property very quickly. Even […]
May is National Water Safety Month, a nation-wide awareness campaign to help keep children safe while swimming this summer. Swimmers can take the Safe Swimmer Pledge and adults and youth-serving organizations can find many different resources to increase their water safety awareness. This is also the time of year when organizations like YMCAs are typically opening […]
Carbon monoxide (CO), a colorless, tasteless and odorless poisonous gas, is a byproduct of the incomplete burning of carbon-containing material. This gas can quickly accumulate in areas where employees work, even if the space appears well-ventilated. Exposure to CO can cause serious health problems and even death. Considering these hazards, it is essential that businesses […]
As we enter Disability Insurance Awareness Month (DIAM) this May it is crucial to highlight the significance of disability coverage. Short-Term Disability and Long-Term Disability serve as a lifeline for employees facing unexpected health challenges, ensuring their financial stability and peace of mind during difficult times. It provides a safety net by replacing a portion […]
Road congestion repeatedly reigns as one of the biggest challenges facing the trucking industry, causing major operational delays and supply chain complications each year. According to the American Transportation Research Institute (ATRI), such congestion—also known as bottlenecks in the trucking sector—has been on the rise over the past decade, largely due to an increase in […]
A Companion Hail Plan is a type of crop-hail insurance policy that provides additional coverage for crops already insured under a traditional Multiple Peril Crop Insurance (MPCI) policy. Some defining characteristics of Companion Hail Plan are below: It’s important to note that Companion Hail Plans may not provide coverage for all types of damage to […]
